Nardy Honda Smithtown | Finance Center Serving St. James, NY

Searching for a reputable new car dealership near Kings Park where you can not only find and purchase the car, truck, or SUV of your dreams but also obtain the kind of automotive financing you need to take that vehicle home? Whether you reside in Commack, the heart of Smithtown, or somewhere else on Long Island, you can rely on us here at Nardy Honda Smithtown to meet all your automotive financing needs!

Not sure what your credit is like? Here at the Nardy Honda Smithtown finance center, we'll work with you to help you obtain a car lease or car loan agreement that meets your needs, regardless of your credit history. If your credit is less than ideal, we still may be able to provide you a no credit loan by leveraging our relationships with local lenders around the Port Jefferson area!

Searching for a great deal on your next new Honda? If you haven't already considered it, leasing can be a great option instead of buying new. Plus, when you browse our lease deals, you stand to save even more money! To learn more about leasing versus buying, visit our handy financing comparison page!

Learn More About Your Auto Finance Options near Smithtown

If you're ready to learn more about any part of the auto finance process or auto loans near Smithtown, don't hesitate to contact us today here at Nardy Honda Smithtown, serving Centereach, NY, Ronkonkoma, and the nearby areas!


Nardy Honda Smithtown

559 Middle Country Road
Directions St James, NY 11780

  • Call Us: 631-724-0300


  • Monday 9:00AM-8:00PM
  • Tuesday 9:00AM-8:00PM
  • Wednesday 9:00AM-8:00PM
  • Thursday 9:00AM-8:00PM
  • Friday 9:00AM-8:00PM
  • Saturday 9:00AM-6:00PM
  • Sunday 11:00AM-5:00PM

Start Your Deal Online, Available Now at Nardy Honda

The internet has vastly revolutionized the way we accomplish many tasks, including shopping for a new Honda in Long Island, NY. Here at Nardy Honda, we want to make the process of shopping for a car streamlined and efficient so that when you come down to our dealership for a test drive, all you will really have to do is sign your auto loan agreement and drive off in your next new Honda or used car from our dealership. Let us tell you a bit about all of our online financing tools, which you can find next to each new and used car we offer in St James, NY so you can start your deal online right from your home in Middle Island here at Nardy Honda Smithtown. Our dealership is conveniently located less than 15 minutes outside of Commack, NY.

Online Financing Tools Located on all Vehicle Detail Pages Onsite - Check it out here!

  • Set Payment Terms: You can craft a deal as you see fit, with your monthly budget in mind and how quickly you want the loan paid off. Using this tool, you can set desired down payments, monthly payments, and interest rate on the auto loan.
  • Value My Trade: While your old car in Port Jefferson may be on its last leg, you can get a monetary appraisal for it using this tool, which assesses the vehicle's condition and market value to give you a fair cash value. This appraisal you can use on you auto loan!
  • Schedule a Test Drive: The one thing we cannot show you online is how the vehicle drives, so to get the full experience before you sign, you should schedule a test drive from your Centereach and Ronkonkoma home.
  • Apply for Credit: Using our finance application and credit approval process, you can see your own credit score and get approved for the auto loan agreement you want! Make sure you fully assess your finances before applying for credit as this process may affect your score.
  • Get my Certificate: After you receive approval for credit and appraisal for your trade, you will get a certificate authenticating both. Print out this certificate and bring it in to Nardy Honda Smithtown near Kings Park so we can confirm your auto loan agreement with our approved lending institutions.
  • Reserve Vehicle: Once all the steps are completed and you have a final assessment of your auto loan, you will be all set to reserve your chosen vehicle and come check it out in-person at Nardy Honda of Smithtown.

Nardy Honda Smithtown invites Long Island drivers to use our online financing tools to get the ball rolling on their next loan here in St James, NY. Come see us today!